This time of year, it’s easy (and fun) to focus on holiday celebrations and shopping. It’s normal to want to give your family the best of everything, and if you’re like me, it can be easy to forget about the financial goals that you have set for yourself early in the year in all the holiday excitement. This holiday season, I’ve made the early resolution to keep on track with my finances, with the help of Capital One 360! Keeping track of the money that I spend and save is definitely something that helps me achieve financial peace of mind!
One of the things that gives me the most peace of mind is having an emergency fund. For me, starting and having an emergency fund is a great way to answer those “What If?” questions, like “What if I lose my job?” or “What if my car breaks down?” My goal when I started an emergency fund is to have an account that I could dip into when something unexpected popped up so that I could pay cash, rather than having to rely on a loan or a credit card.
I have both a Capital One 360 checking account, and a Capital One 360 savings account, and I have to say, I love them both! My Capital One 360 savings account is solely dedicated as an emergency fund! I’ve been working on building it up for awhile now, and I started by setting relatively small, easy to accomplish savings goals. Experts recommend that you have about 3-6 months of living expenses in an emergency fund, but if you are like me that is a completely overwhelming number! I set smaller goals for myself so I don’t get discouraged. I know that eventually I will achieve my savings goal, and then be able to breathe a little easier!
If you want to start your own emergency fund to get on the road to financial peace, Capital One 360 is making is super easy this Black Friday!! Add Capital One 360′s Black Friday Sale to your shopping list to give yourself the lasting gift of financial peace of mind by taking advantage of Capital One 360′s deals on banking, brokerage and mortgage products! Check out these AWESOME offers:
Capital One 360 makes it super easy to save – I use their mobile app all the time! If I want to transfer money to savings at midnight, I can do that! Capital One 360 also has remote deposit using my iPhone, so I can deposit checks into either my checking account or savings account at any time! I use this trick to build up my emergency fund as well – any little rebate check, tax refund, etc. that is “found money” can get deposited right into my savings account – and I never even miss it! What’s even better is that both my checking and savings account have NO fees and earn interest, so I know my money is working for me.
Signing up is super simply, and if you sign up now, you can give your friends and family the gift of financial peace of mind by encouraging them to take advantage of the deals and refer them to the sale. And BONUS, if they sign up, you may be eligible for a $40 referral bonus! What an easy way to add to that emergency fund – head over to the Capital One Black Friday Sale today, before it’s over!
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.